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Vacant Land Flexi Smart
Versatile features that will help you spend down your loan faster.
Utilizing the freedom of earning prepayment, you can spend less on interest from the beginning. This shortens your loan tenure, and finally, you’ll own your land faster. For additional convenience, you might also need the flexibleness to withdraw prepayment, also to save a lot more, Vacant Land Flexi Smart comes without maintenance and set-up costs.
- Vacant Land Flexi Smart
- Vacant Land Flexi Smart
Qualities & Advantages
For domestic, commercial, commercial and agricultural vacant land
Repayment and withdrawal convenience
Make prepayment and withdrawal via CIMB Clicks, Contact Centre or any CIMB Bank branches nationwide
Tall margin of funding
• Commercial and industrial: as much as 65% + 5% (GMTA/Legal/Valuation)
• Agricultural: as much as 55% + 5% (GMTA/Legal/Valuation)
Freedom of withdrawal
Withdraw prepayment anytime at a reasonable charge.
Loan tenure
• Res years of age, whichever is previously
• Commercial, industrial and agricultural: as much as two decades, or 65 years old, whichever is previously
Group Mortgage Term Assurance (GMTA) are financed
Save well on revenue once you make prepayment which decreases the outstanding principal loan quantity
No processing / put up / upkeep charge
Enjoy more affordability.
Extra Features
- No dedication charges
- Statement – Annually
- Prevailing Rate Of Interest and Default Clause. Please click on this link to find out more.
- For CIMB Prime Banking customer, take pleasure in the after benefits:
- Earn 0.1 Bonus Point for each and every RM1 financing
- Preferential prices
Month-to-month Installment Calculator
Pick the period to learn the rates that are corresponding annum.
Eligibility & Requirement
- People aged 18 years and above.
- NRIC photocopy
- Latest 3 months’ wage slide
- Latest EPF statement / Latest three months bank statements showing crediting that is salary
- Purchase & Purchase Agreement / Booking form from designer
- NRIC photocopy
- Company enrollment
- Latest a few months company bank statements
- Latest Form B with taxation re re re payment receipt
- Purchase & Purchase Agreement / Booking form from designer
Costs & Fees
Provider Tax Implementation Taxes on services and products (including not limited by solution income tax, indirect fees or withholding taxes), where relevant, because could be imposed by the national of Malaysia and any fees payable regarding the or arising away from center funding/account is likely to be payable.
| Products / Items | Fees and costs | |
|---|---|---|
| 1 | HomeLoan / BizLoan / Variable Residence Financing-i / Business Premises Financing-i / Term Financing-i / Vacant Land Financing | Processing charge: Not relevant |
| 2 | HomeFlexi / BizFlexi / Flexi Home Financing-i / Flexi www.speedyloan.net/installment-loans-md/ company Premises Financing-i | |
| 3 | Flexi Vacant Land Financing | |
| 4 | HomeFlexi Smart/ BizFlexi Smart / HomeFlexi Smart-i / BizFlexi Smart-i | Processing charge of RM200.00 |
| 5 | HomeFlexi Smart / BizFlexi Smart/ Vacant Land Flexi Smart / HomeFlexi Smart-i / BizFlexi Smart-i / Residential Vacant Land Flexi Smart-i | |
| 6 | Secured OD | Commitment charge of just one% p.a. In the amount that is unutilised OD center of RM 250,000.00 and above |
| 7 | Special PR1MA End Financing (SPEF) Package | Processing fee of RM 200.00 |
| 8 | Redemption declaration (Home loan / Home financing) | RM 50.00 per request |
| 9 | Letter of verification for EPF withdrawal | RM 20.00 per demand |
| 10 | Ring Fence Processing Fee for EPF withdrawal | RM 50.00 per demand |
| 11 | Reproduction of statements | |
| 12 | Stamp Duties |